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Market Trends: Rising Auto Insurance Rates

Market Trends: Rising Auto Insurance Rates

Market Trends: Rising Auto Insurance Rates Auto insurance costs rose 22% between March 2023 and March 2024, according to the Bureau of Labor Statistics Consumer Price Index for All Urban Consumers. It was the largest unadjusted change since December 1976. Various...

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Do You Have Attractive Nuisances In Your Yard?

Do You Have Attractive Nuisances In Your Yard?

Do You Have Attractive Nuisances In Your Yard? Insurance companies consider trampolines, swimming pools, playground sets, treehouses, ponds, and fountains, among other things, to be “attractive nuisances.” An attractive nuisance is a potentially hazardous item on...

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Does Your Auto Policy Cover Ridesharing?

Does Your Auto Policy Cover Ridesharing?

Does Your Auto Policy Cover Ridesharing? Do you work for a ridesharing company, such as Uber or Lyft, where you schedule passengers via an app and transport them in your personal vehicle? You may already know that your personal auto insurance doesn’t typically cover...

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Prevent Freezing Pipes in Extreme Cold

Prevent Freezing Pipes in Extreme Cold

Prevent Freezing Pipes in Extreme Cold It’s that time of year again: cold snap season. Plumbing systems can freeze when temperatures take a sudden nosedive past the freezing mark, or 32 F. And when water freezes and expands within a pipe, the pipe can burst. Here are...

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Full Glass Replacement Coverage

Full Glass Replacement Coverage

Full Glass Replacement Coverage Damage to your windshield and vehicle windows will be covered most of the time as long as you have comprehensive insurance, an optional coverage that’s usually purchased with collision insurance. Essentially, it protects your vehicle...

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Event Insurance Can Save Your Day

Event Insurance Can Save Your Day

Event Insurance Can Save Your Day  Are you planning a wedding, baby shower, or golf scramble? If so, you may also want to consider having a plan in place in case something goes wrong, like extreme weather, accidents, or illness. Let's talk about Event Insurance!...

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How To Avoid a Scary Homeowners Claim During Halloween

How To Avoid a Scary Homeowners Claim During Halloween

How To Avoid a Scary Homeowners Claim During Halloween Trick-or-treaters aren’t the only spooky thing you may see on Halloween. You also need to watch out for hazards that could lead to a scary homeowners insurance claim. Here are 13 precautions to make your home safe...

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Traveling Safely With Pets

Traveling Safely With Pets

Traveling Safely With Pets People travel with their pets all the time. Some animals are small enough or self-sufficient enough that they can ride in a crate or protective case with little to no attention. Depending on the distance, they may require food and water but...

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What Can an Independent Insurance Agent Do for You?

What Can an Independent Insurance Agent Do for You?

What Can an Independent Insurance Agent Do for You? Looking to change your auto insurance, cover your home for damage or get liability insurance? An independent insurance agent can help you with all of these needs. What makes independent agents different from...

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Protect Your Business With An Umbrella Policy

Protect Your Business With An Umbrella Policy

Protect Your Business With An Umbrella Policy As a business owner, you need to prepare for the worst. A commercial umbrella policy is insurance for your insurance. When a claim or series of claims hits your business, umbrella coverage can be a lifesaver. Umbrella...

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What To Do After an Auto Accident

What To Do After an Auto Accident

What To Do After an Auto Accident First things first — make sure you're safe. Here are a few things to do after that (you may want to print out a copy of this checklist and store it in your glove compartment, just in case): Check on yourself and your passengers (take...

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PASS the Fire Extinguisher

PASS the Fire Extinguisher

Pass the Fire Extinguisher A fire extinguisher is a very effective tool for putting out a fire that is just getting started. Knowing how to properly use an extinguisher reduces the risk of a larger fire developing and destroying your workplace or home. And if you’re...

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